- Loan Against Bank Guarantee | ₹1 Crore to Unlimited Funding
Contractors Working on Large Projects — Unlock Capital Without Blocking Limits
Structured financing for contractors executing infrastructure, EPC, government & private projects.
- Minimum funding: ₹1 Crore
- No upper limit on loan amount
- Designed for active contractors with BG-backed projects
Your Bank Guarantee Should Support Growth — Not Restrict It
Trusted by Contractors Across Infrastructure, EPC & Large Projects
Your cash flow stays protected.
Your Bill-to-Ship cycle becomes finance-ready
Built for Large & Growth-Stage Indian Enterprises
Why Even Large Contractors Face Cash Pressure
- Bank Guarantees block credit limits
- Working capital gets tied up in BG margins
- Project execution slows due to cash mismatch
- New projects become difficult to take on
- Bank limits get exhausted too early
- Growth depends on funding timing, not profitability
The Solution: Loan Against Bank Guarantee (BG)
A structured funding solution where you raise capital against your existing or issued Bank Guarantee, without disturbing project execution.
- Key Benefits
Raise funds without cancelling or reducing BG
Preserve bank limits for new projects
Improve liquidity during execution phase
No disruption to ongoing contracts
Suitable for government & private projects
Flexible structures based on project size
Why Contractors Prefer BG-Based Funding
Traditional Funding Problems
- Bank guarantee cannot be converted to cash credit
- Bank limits get blocked
- Margin money reduces liquidity
- New project bidding becomes difficult
Loan Against BG Advantage
- BG continues as-is
- Capital unlocked separately
- Execution remains smooth
- Growth becomes predictable
Who This Is Ideal For
Infrastructure contractors
EPC contractors
Government project contractors
Road, rail, power & civil contractors
Contractors executing multiple large projects
Firms needing ₹1 Cr+ funding with no upper cap
What we Discuss in the Consultation
Eligibility based on BG structure
Funding amount mapping (₹1 Cr to unlimited)
Interest & tenure structuring
Impact on existing bank limits
Project-wise funding planning
Risk & compliance considerations
This Consultation Is Suitable Only If:
You are an active contractor
You hold or issue Bank Guarantees
Funding requirement starts from ₹1 Crore
Projects are ongoing or recently awarded
FAQ
Is this a loan or BG enhancement?
This is a loan against an existing Bank Guarantee, not a replacement.
Will my BG be cancelled or modified?
No. The BG remains active and unchanged.
Is there any upper funding limit?
No. Funding is structured based on BG value and project size.
Can this be used alongside existing bank limits?
Yes. This solution is designed to reduce pressure on limits, not replace them.
Unlock Capital Without Touching Your Bank Guarantees
Loan Against Bank Guarantee — For Contractors Only
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- ₹1 Crore to Unlimited Funding